In life there are trade offs. Student loan default rates have risen as student loan burdens also continue to rise. The purpose of student loans has been to make college education more affordable but has instead turned to making it easier for young adults to get degrees that they will never use.
What is the trade off that student loans require? Which problem is worse, a generation facing massive student loan debt and degrees that do nothing or a low debt generation where some people may not be able to afford college?